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The Caroline Fund

 

Since the IPO on April 20, 1999, investors in The Caroline Fund ("Caroline" for short) have realized high returns. Caroline has shown steady increases in both the Height and Weight indices, and has skyrocketed past even the most optimistic projections for General Intelligence. In addition, Caroline has paid huge dividends in the form of Hugs and Kisses. These dividends consistently exceed quarterly projections.

The Fund Managers, Mark and Sandy Morris, attribute the fund’s success to lots of hard work and a willingness to go without sleep for extended periods of time. "It’s not easy to balance Caroline’s unique set of assets and liabilities," says Mark, "but the opportunity to observe Caroline’s amazing development is its own reward."

Observers might have expected to see a dip in Caroline stock when Caroline had to undergo major kidney surgery in March 2000. However, with key support from the Fund Managers, investors, and advisors she recovered and is now stronger than ever.

Caroline’s achievements in 2000 include walking, running, and talking. Despite a late start in tooth acquisition, Caroline now has a fully diversified set of teeth, from incisors to molars. Thanks in large part to the tireless efforts of devoted Advisor Alex Ingraham, Caroline’s salsa intake has increased 300%.

Image5.gif (18273 bytes)  Analysts were pleased in September when Caroline was promoted to the Toddler 2 room at Education Station, a full month ahead of schedule. In addition, Caroline has completed both the Gym Walkers and Gym Runners classes at Gymboree. Caroline’s talent with the kazoo has led to speculation that Caroline will become involved in a music appreciation class in the Spring.

Major Investors Peter and Margaret Morris (of Grandparents, Inc.) came to Texas for close inspections in August and November. Caroline’s performance soared under their close attention.  

Caroline is not FDIC insured. Investors interested in the Caroline Fund should learn more by visiting our web site at: http://mmorris.www5.50megs.com/xmas.html

 

Quarterly Milestones

Q1

· First steps

· Ingraham cousins come to town

· Kidney Surgery

· Sandy goes to her first Weird Al concert (Hey, it was important to her!)

Q2

· Birthday Luau with lots of friends

· First visit to the pool (not her last!)

Q3

· Trip to Austin to see Great-Grandma Charlotte, cousins Anna & Kittie

· Trip to NY to see all the grandparents

· Grammie and Kupuna (Mark’s parents) come to Houston to play with Caroline while Sandy and Mark attend a wedding in the Napa Valley

· Speaks in phrases ("all done" "I don’t know")

Q4

· Mark completes first draft of his Dissertation proposal

· Mark’s first journal article published

· Thanksgiving Reunion with the Brown Family

· First potty usage (#1)

 

About the Fund Managers:

Mark Morris is the recently published author of a paper about the effectiveness of training given to Americans taking jobs overseas, and has been selected to give a presentation on "Cancer Survivors in the Workplace" at a major Psychology convention in 2001. He has completed all his course work towards a Ph.D. and is writing his Dissertation. Mark is looking forward to his annual skiing trip with "the guys" (The two Steves, James, and Alex).

Sandy Morris is a Senior Operations Analyst at the CheckFree Corporation, an e-commerce company specializing in electronic bill payment services. She enjoys baking, long walks (when Caroline will stay in her stroller), and reading to Caroline. Sandy is looking forward to a nice long nap.

 

The Caroline Fund and all its subsidiaries wish you peace and prosperity in the Year 2001.

 

                Mark, Sandy, and Caroline Morris